Zero Cost Processing

Switch Now, It's Not Rocket Science.

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Screen Shot 2020-12-22 at 11.22.24

Zero Cost Processing • No Fee Processing

Cash Discount • Cost Free Processing

All names for an idea that is a paradigm change in the payment processing industry. Based on recent court rulings, Benchmark is legal and compliant in all 50 states and can save you up to 100% of your processing fees. ​ Spots for on-boarding calls are getting booked fast.


Click below to book a time to speak with a team member to see how we can completely eliminate your payment processing fees.

How It Works

Or A Discount Is Applied When Paying With Cash:

Same Receipt with

Cash Discount Applied

Receipt with Zero

Cost Processing Fee

Why Benchmark?

Face-to-face, e-Commerce, &

Card-Not-Present Transactions

Our Technology Calculates the Fee

Multiple Terminal Choices

With integrated reporting tools

Next-Day Funding Available

24/7/365 Service and Support

Compliant in All 50 States

Here’s the Secret:

In the last few years, the federal government ruled that merchants can recover payment processing fees by offering a cash discount. The Durbin Amendment, part of the Dodd-Frank Law opened the door for merchants to pass the processing fee to the customer. The secret is, that this is not a surcharge. Zero Cost Processing offers those who pay by cash, a discount.

Gas stations and governmental agencies have been using Zero Cost Processing

for many years. Now, with Benchmark, it is available for all business types.  

Zero Cost Processing is forever the future of accepting payments. For decades, processing companies have offered you a way to reduce your fees. Benchmark offers a solution to completely eliminate your fees.

Now, for the first time in over 50 years, it is possible to

bring your merchant processing fees to zero dollars.



At checkout, the customer

taps, dips or swipes card into the terminal. They will be

prompted to confirm the

amount with the 

processing fee applied.


The purchaser accepts the transaction amount and the 4% fee.


The 4% that the customer pays covers the merchant's credit card processing fees.

Jon & Bobbi

Business Owners 

Switching to Benchmark has been the best decision we have made as a company! Again, I wanted to thank you Dave for always being there when we needed advice or help.

Jason D.

Business Owner

All I can say is wow! The money we saved from switching is amazing. Definitely a great addition to any organization.

Hank & Mary

Business Owners

We have reduced our processing fees from $1200 - $1600 a month to under $100 and no customers had anything negative to say about it.

Take a Look at our Frequently Asked Questions:

Is Zero Cost Processing compliant in my state?

Does it work with all payment types?

Do I have to notify my customers?

What does Cash Discount mean?

Will customers dislike paying the fee?

Isn't It Time To Do What's Best For Your Business?

No matter what your business is, we've got you covered.

Auto Dealers

Car Repair




High-End Restaurants

Grocery Stores

Convenience Stores

Fast Food

Car Wash

Pizza Shop

Bagel Shop

Dry Cleaner 


Nail Salon

Home Inspectors






Cleaning Services







High Ticket

Low Ticket

Service Providers

Low Margin

How Do I Get Started?


Have your Merchant Statement ready.


We analyze your statement, and set up your account with you.

It only takes about 10 minutes.


We send you any necessary EMV machines with compliance signage after approval.

Then, you start saving...

Big Time.


Or Click Below to Schedule a Call to see if Zero Cost Processing is Right For Your Business.

Switching Takes Minutes.
Speak with a team member 
to get started.

Benchmark Payment Networks provides electronic payments to merchants in all 50 states and in many countries. We offer a comprehensive suite of products and services. We uniquely tailor our credit card processing programs for the special business needs of financial institutions, independent sales organizations, and agents, as well as for referral and reseller partners.

Contact Us




3 Harbor Rd, Cold Spring Harbor, NY 11724

© 2021 Benchmark Payment Networks