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Zero Cost Processing

Switch Now, It's Not Rocket Science.

Zero Cost Processing • No Fee Processing

Cash Discount • Cost Free Processing

All names for an idea that is a paradigm change in the payment processing industry. Based on recent court rulings, Benchmark is legal and compliant in all 50 states and can save you up to 100% of your processing fees. ​ Spots for on-boarding calls are getting booked fast.


Click below to book a time to speak with a team member to see how we can completely eliminate your payment processing fees.

How It Works

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Or A Discount Is Applied When Paying With Cash:

Same Receipt with

Cash Discount Applied

Receipt with Zero

Cost Processing Fee


Why Benchmark?

Face-to-face, e-Commerce, &

Card-Not-Present Transactions

Our Technology Calculates the Fee

Multiple Terminal Choices

With integrated reporting tools

Next-Day Funding Available

24/7/365 Service and Support

Compliant in All 50 States

Here’s the Secret:

In the last few years, the federal government ruled that merchants can recover payment processing fees by offering a cash discount. The Durbin Amendment, part of the Dodd-Frank Law opened the door for merchants to pass the processing fee to the customer. The secret is, that this is not a surcharge. Zero Cost Processing offers those who pay by cash, a discount.

Gas stations and governmental agencies have been using Zero Cost Processing

for many years. Now, with Benchmark, it is available for all business types.  

Zero Cost Processing is forever the future of accepting payments. For decades, processing companies have offered you a way to reduce your fees. Benchmark offers a solution to completely eliminate your fees.

Now, for the first time in over 50 years, it is possible to

bring your merchant processing fees to zero dollars.



At checkout, the customer

taps, dips or swipes card into the terminal. They will be

prompted to confirm the

amount with the 

processing fee applied.


The purchaser accepts the transaction amount and the 4% fee.


The 4% that the customer pays covers the merchant's credit card processing fees.

INSPECTAGATOR - Jon and Bobbi-Lynn Bolto

Jon & Bobbi

Business Owners 

Switching to Benchmark has been the best decision we have made as a company! Again, I wanted to thank you Dave for always being there when we needed advice or help.

ComfortSpec - Jason Damato.jpeg

Jason D.

Business Owner

All I can say is wow! The money we saved from switching is amazing. Definitely a great addition to any organization.

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Hank & Mary

Business Owners

We have reduced our processing fees from $1200 - $1600 a month to under $100 and no customers had anything negative to say about it.

Take a Look at our Frequently Asked Questions:

Is Zero Cost Processing compliant in my state?

With Benchmark, the answer is yes!

Compliance means everything, and with the passing of the Durbin Amendment, part of the Dodd-Frank law,    Zero Cost Processing is compliant in every single US state.

While other no fee companies are only approved in some US states, Benchmark is compliant in all 50 states, making us perfect for e-commerce, retail, on-the-go field services and office payments.

Our software and technology is state of the art. It ensures that every single payment is compliant.

Does it work with all payment types?

Yes. Our services work with credit cards, debit cards, gift cards, iOS Apple pay, Android pay and more.

Do I have to notify my customers?

Yes. Here's how to make sure Zero Cost Processing is compliant. 1) Correct signage must be posted at the door and check out 2) The amount of the added service fee must be clearly displayed on the receipt and 3) You must offer your customers a cash discount verbally.

What does Cash Discount mean?

Part of the Zero Cost Processing service is what’s called Cash Discount. This means that your business offers your customers the ability to pay in cash to avoid the extra charge of paying by credit card, debt card or any other non-cash payment method. If your customers pay in cash, they save the processing fee.

However, with customers that have rewards credit cards, the added credit card processing fee will help them build points, build miles, or whatever their rewards card provides. 

Will customers dislike paying the fee?

Customers do not mind paying the fee because it is very small. Some even like paying it, because they get those rewards points we spoke about in the above section. We interviewed one of our clients, and they said they had a 100% client retention rate after switching to Zero Cost Processing with Benchmark. As more and more businesses switch to Zero Cost Processing, more and more customers will become knowledgeable and comfortable with the service.

Isn't It Time To Do What's Best For Your Business?

No matter what your business is, we've got you covered.

Auto Dealers

Car Repair




High-End Restaurants

Grocery Stores

Convenience Stores

Fast Food

Car Wash

Pizza Shop

Bagel Shop

Dry Cleaner 


Nail Salon

Home Inspectors






Cleaning Services







High Ticket

Low Ticket

Service Providers

Low Margin

How Do I Get Started?


Have your Merchant Statement ready.


We analyze your statement, and set up your account with you.

It only takes about 10 minutes.


We send you any necessary EMV machines with compliance signage after approval.

Then, you start saving...

Big Time.


Or Click Below to Schedule a Call to see if Zero Cost Processing is Right For Your Business.

Switching Takes Minutes.
Speak with a team member 
to get started.

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